*APY= Annual Percentage Yield is accurate as of 10/03/2018. Subject to change without notice. APY assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. At maturity, the share certificate will renew into a 12-month (24 months for Step-it-Up), non-penalty-free, term share certificate at the prevailing rate. A penalty will be imposed on early withdrawals from share certificates except for Penalty-Free Certificate. No additional deposits can be made during the term of the share certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. 

For specific certificate terms and conditions, visit  myCCCU.com/ministry-savings.